“They help you out if you don’t have good credit.”- Barbara W.
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Does Not Affect Your Credit
No Employment Verification
Submit Your Info Now
By checking I Agree and clicking Apply Now, I agree that I'm age 18 or older and have read and agree to the Privacy Policy and Account Terms & Conditions and consent to receive SMS text and dialed messages and phone calls using automated technology to the number I provided and that carrier rates may apply and that I may reply "STOP" or notify you at any time to end these communications. We do not expect to send more than five automated messages in any given week.
Get Approved for a Laptop with as Little as $79.99 Down – No Credit Check
No Turn Downs – Bad Credit OK – Guaranteed Approval
Most People Don’t Know This Option Exists
We don’t judge you on your credit history.
We look at whether you’re willing to build trust with us. This isn’t about your past — it’s about getting you connected now.
No embarrassing in-store questions. No waiting for a “maybe.” Just a few clicks, a small down payment, and a real shot at progress.
Top Laptop Deals
Dell Latitude 7490
Laptop 14
Intel Core i5-8350U 1.7GHz - 256GB - Black - 16GB RAM - 14 Inch - Good
$79.99 Down
$509.99 Total
Product ID #NC111941
HP ProBook 650 G5
Laptop 15.6"
Intel Core i5-8365U
1.6GHz - 256GB - Silver -
8GB RAM - Good
$79.99 Down
$539.99 Total
Product ID #NC111942
Dell Latitude 5510
Laptop 15.6
Intel Core i5-10210U 1.6GHz - 256GB - Aluminum - 8GB RAM - 15.6 Inch - Good
$79.99 Down
$559.99 Total
Product ID #NC111944
Lenovo IdeaPad 1 15AMN7 AMD Laptop 15.6
AMD Ryzen 3 7320U 2.4GHz - 128GB - Abyss Blue - 4GB RAM - 15.6 Inch - Good
$79.99 Down
$549.99 Total
Product ID #NC1119482
Dell Latitude 12 5290
2-in-1 Laptop 12.3
Intel Core i7-8650U 1.9GHz - 512GB - Black - 16GB RAM - 12.3 Inch - Good
No Hard Credit Check -- Will Not Affect Your Credit Score
By checking I Agree and clicking Apply Now, I agree that I'm age 18 or older and have read and agree to the Privacy Policy and Account Terms & Conditions and consent to receive SMS text and dialed messages and phone calls using automated technology to the number I provided and that carrier rates may apply and that I may reply "STOP" or notify you at any time to end these communications. We do not expect to send more than five automated messages in any given week.
*Approval is subject to Account Terms, including satisfactorily making the down payment and validating your ID. Certain restrictions apply.
*The advertised payment is the estimated minimum layaway payment required to be made on your National Credit Direct purchase. Depending on which product you purchase, and if after paying the down payment and minimum number of consecutive layaway payments, we may offer to finance your balance. All purchases are subject to certain restrictions according to the Terms and Conditions found at www.nationalcreditdirect.com.
